§ 7 Terms of payment
7.1 Unless otherwise agreed, the customer can choose from among the payment methods designated in the online shop, including payment in advance via bank transfer, credit card, SOFORT Banking, iDeal (NL), PostFinance (CH), buy now, pay later (only available in Germany, after positive credit assessment) or COD (DE). Additional charges may be incurred for certain payment methods.
7.1.1 With the buy now, pay later payment method, "Reuter" or the service provider (Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden) assigned by "Reuter" may carry out a credit assessment insofar as required in the legitimate interests of "Reuter" or the service provider and on condition that the customer’s right to data protection is not infringed. "Reuter" or the service provider will use the required data for the credit assessment after approval by the customer. When paying by buy now, pay later via a service provider, Reuter will pass on your data to the service provider for the purpose of address and credit checks as part of the purchase initiation and settlement of the purchase contract. You can only be offered payment methods that are permitted based on the results of the credit assessment. Further information and the conditions of use of the service provider can be found under the following link (https://cdn.klarna.com/1.0/shared/content/legal/terms/0/de_de/user). The customer can find general information about the service provider under the following link https://www.klarna.com/de/. Personal data of the customer are treated by the service provider in accordance with the applicable data protection regulations and in accordance with the information in the data protection regulations of the service provider (https://cdn.klarna.com/1.0/shared/content/legal/terms/0/de_en/privacy)
7.1.2 Payment by COD is possible solely for deliveries within Germany. This payment method is subject to an additional charge of € 6.66. This will be shown separately in the order confirmation.
7.1.3 If payment is made by cash on delivery or by buy now, pay later, so-called payment method fees will be charged. The following fees will be charged:
- COD: € 6.66 Buy now
- pay later: 1% of the order value
7.1.4 "Reuter" reserves the right not to offer all payment methods. “Reuter” also reserves the right to change the payment method, if the payment method chosen by the customer does not work.
7.1.5 Provided the shipment is made within the EU, the customer agrees, that the invoice will be issued electronically. The paper invoice will no longer be enclosed with your delivery but sent to you as pdf-document by e-mail. In addition the pdf-document of the invoice will be made available on your customer account for download, storage and printing. Viewing the pdf-document requires the Acrobat Reader, which can be downloaded for free at Adobe.
7.2 Unless the buy now, pay later method has been agreed, the customer must pay the purchase price plus any costs for delivery and shipping at the latest 10 days after receipt of the demand for payment; receipt of payment by "Reuter" is decisive here. After the time limit has expired without receipt of payment, the customer is in default of payment without any further statement having to be made by the vendor. In the case of buy now, pay later, the payment period is 14 days from shipment of the goods / or, in the case of other services, when the service is provided. Otherwise, the payment conditions of the service provider apply (https://cdn.klarna.com/1.0/shared/content/legal/terms/EID/de_de/invoice?fee=0).
7.2.1 A consumer must pay interest on the debt during the default period in the amount of 5 percentage points above the current base lending rate. Should the customer be an entrepreneur, "Reuter" shall charge interest on arrears in the amount of 8 percentage points above the current base lending rate. For buy now, pay later, the payment terms and conditions of the service provider apply.
7.2.2 "Reuter" retains the right to claim higher interest on arrears if it can prove that the damage incurred is higher.